What These Terms Cover Before Access
These Terms & Conditions apply when you create an online 138 account, sign in, use the lobby or request a wallet transaction. We may ask you to complete phone verification before account access and may compare account details with the payment details used for a request.
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DANA, OVO, GoPay and QRIS appear as context for wallet processing, while bank transfer and virtual account instructions may carry separate reference details. You must keep your login details private, provide accurate account data and use only an account opened for you. Access depends on local
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law; where local law permits, we provide the listed lobby and account functions. If a rule, wallet status or identity check is unclear, contact us before continuing so our team can point you to the relevant clause.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.